Best bank: Payroll-free loans with good credit lenders. Payday loan with an APR of 0%.
Free Loan with good credit lenders up to $ 1,000 from Best bank
Best bank is a company specialized in granting fast loans through the internet. In less than 15 minutes it is possible to know if our request is accepted and almost immediately they make the agreed money available to us. A very fast as well as simple and comfortable process, since it can be carried out without having to leave the house and without complicated administrative procedures.
One of its great advantages, apart from the fact that the first mini-credit up to $ 300 is free, is that it does not automatically reject credit applications from those whose name is included in good credit lenders, RAI or other delinquent files.
Thanks to Best bank mini-credits of between 50 and 600 USD, we will have access to the money we need directly and easily.
Best bank: request a free credit with good credit lenders and without guarantee
Best bank is an online fast credit financial institution where you can get up to 600 USD in 10 minutes without guarantee, without payroll or pension and without paperwork. The request is made by filling out a simple form over the Internet, not being necessary to send documentation to verify it. Best bank offers the first free credit with good credit lenders up to 300 USD to new clients who make an application in this company, making it a good option to get a credit without interest or commissions quickly and easily.
Best bank offers loans with good credit lenders or RAI to clients who are in this situation as long as the registered debt does not exceed 1000 USD and it has not been registered for not having returned a previous loan or credit. We explain how to apply for loans with good credit lenders in Best bank and how to get the first free loan.
How to request a credit in Best bank
The process of requesting personal credits in Best bank is done through its website. You must fill out a loan application form, which will ask for some personal information, in addition to establishing the basic conditions of the loan, such as the amount and the repayment period.
In addition, we must choose a data verification system between two options that are proposed to us:
An analysis of Instantor, for which we must provide the data of the account where we receive our usual income.
Send a series of personal documents to an email address provided by Best bank. This documentation consists of a scanned copy of the DNI, a bank statement of the account where we receive our periodic income and a document proving the ownership of said account, such as a scan of the first page of the bank card.
Despite its apparent complexity, it is a really simple process, which does not take more than a few minutes and is accessible to everyone.
Once our application has been completed, without just fifteen minutes having passed, we will receive an SMS on our mobile phone with the response to our loan request. It is very important to note that the Best bank loan service uses SMS as a regular means of communication, so it is essential to have a mobile phone to carry out all operations.
It is also convenient to highlight that for the application of Best bank loans it is not possible to use data from third parties such as friends or family. All the information and documentation related to the loan must be from the owner requesting it.
Acceptance of the loan
The SMS that we will receive on our mobile phone a few minutes after completing the application process will indicate if we have been granted the credit or not. If the answer is positive, the message will include a verification code that will be necessary to receive the loan money.
If the sending of the SMS is delayed more than the account, it is possible to contact Best bank’s Customer Service to solve the problem. This service is available from Monday to Friday from 9:00 a.m. to 10:00 p.m. and Saturdays from 10:00 a.m. to 3:00 p.m.
Once we have the verification code, we must go to the Best bank website again to continue with the loan acceptance process. There, we will enter our personal area where it is necessary to accept the Terms and Conditions of this service and enter the code that was sent to the mobile phone. This last point is essential, because if you do not do so, it will not be possible to receive the money no matter how much the application has been approved and the credit granted.
In the event that the current account that we have provided is in one of the banking entities with which Best bank works, the money will be sent almost immediately after acceptance of the loan. If, on the other hand, we do not have an account with any of these entities, then a period of between 48 and 72 hours may be delayed.
How to return the loan to Best bank
Like the vast majority of companies in the sector, in Best bank the loan is repaid by paying a single installment, for which we will have the option of choosing between making a deposit at the window, a bank transfer or an ATM through of our credit or debit card.
In the event that the maturity period is not possible to meet the loan payment, Best bank will allow us to make a deferment by paying a simple commission established in advance, which is $ 14 for 7 days, $ 20 for 14 days or $ 39 for 30 days.
The payment of this commission must be made on the day of the expiration of the term and for this you will have to make an income through one of the same channels indicated above, indicating in the concept of income our ID + “Defer”.
In the case of not facing the repayment of the loan or deferring it, a series of penalties for delay would be generated, having to pay new interest amounting to 1% of the principal of the loan. In any case, by law, these default interests could never be more than two and a half times the current APR.
In addition, if this process were to last over time, we may find ourselves in the unpleasant situation of having our name included in the good credit lenders files, which in addition to preventing us from being able to request a loan with Best bank again, would greatly limit our creditworthiness in the future.
Opinions about Best bank
The comments that we find in forums of clients who have used Best bank’s financial services collect some complaints about the tactics used by this company to claim their debts.
We refer to recovery companies, a resource that many companies use to manage and claim the defaults of their clients.
Keep in mind that if you cannot return your credit payment within the term established in your contract, you will cause a default problem that will affect your level of solvency and financial credibility, in addition to generating an interest recharge that you will have to assume in concept of surcharge.
From Credit & Go we advise you to be informed of all the financing conditions of the loan that you contract and to ensure that you do not generate default problems that affect your economy.
Conclusion on Best bank
As you can see, Best bank offers money almost immediately, without practically having to do paperwork or having to go through endless procedures. From the moment we start the process until we have the money effectively in our possession, it only takes a few minutes if we meet all the conditions. This, together with the fact that it offers conditions that are not excessively rigid, make Best bank a very good option for those seeking liquidity quickly.